Head - Risk Analytics - BFSI

- Ensure effective execution of the Risk MIS & analytical framework across customer lifecycle - viz. acquisition, portfolio management and collections. This includes Through The Door tracking, extensive portfolio quality reports and delinquent accounts monitoring.

- Execute strategic initiatives under portfolio management and Risk projects and focus on automation.

- Ensure In-House development and validation of intensive data driven statistical Risk scoring models (Application & Behavioral Score models) for Secured and Unsecured product segments, Desgining credit loss estimation (PD, LGD and EAD) models.

- Design and implement an early warning framework so that the micro, macro and portfolio indicators are tracked for the purpose of generating early warning signals.

- Drive the Annual Operating Plan (AOP) forecasting for credit cost, loss numbers.

- Track Risk triggers, advising management where policy changes/ strategic interventions are required.

- Manage timely and accurate information flow to all stakeholders.

- Ensure high quality data management of comprehensive Risk datasets from internal and external sources.

- Understands portfolio performance monitoring and reporting using various tools including SAS, R, Excel.

- Coordinate with and provide essential information to Rating agencies and other external stakeholders

- Effectively manage the team for best output

- Must possess thorough understanding of most commonly used risk concepts as appropriate for portfolio management for a financial services firm (Vintage analysis, VAR, Asset Classification, net/gross flow rates, etc to name a few)

- Should have practical experience of working with diverse datasets/ using tools like SAS/R and development of statistical scoring models

- Should have a zeal for automation and keen to adopt advance analytical approach

- Should be a good problem solver and should be able to deal effectively with ambiguous and abstract business problems

- Excellent communication and presentation skills and capability to lead, manage and work with cross functional teams

- Post Graduate- MBA/Master's in statistics

- 10+ years of work experience in Risk Analytics/ statistical modeling in BFSI sector