Head - Portfolio - POS Business - Bank

- Ensure Business level profitability by continuous monitoring of P&L

- Monitor and analyze key performance indicators to determine how well the existing portfolio is performing and how it contributes to profit.

- Develop engagement strategies for existing base of merchants spread across various segments/geographies.

- Develop new and competitive product offerings to retain and grow existing merchants from different -segments/categories.

- Identify inactive merchants and develop a suitable strategy to activate and turn them profitable.

- Identify opportunities for strategic tie up to increase market penetration, sales volume and brand visibility.

- Identify and weed out unprofitable merchants spread across various segments and markets by monitoring merchant level profitability

- Identify upcoming payment modes and its technologies, impacting the card payment transactions.

- Develop and stream-line payment processes for effective operation of POS Business.

- Provide seamless support to client facing stake holders

- Liaise with internal Stake holders for ensuring cost cutting measures

- Liaise and frontend with schemes on all policy matters

- Manage all regulatory and compliance Updates on time

- Ensure tracking of various costs and revenues hitting various GLs.

- Ensure clear audit reporting, vendor agreements and Vendor management