Head - Portfolio Analytics - BFS

About the role:

We are looking for self-motivated individuals who are looking for a enriching career in risk analytics. The individual should be outcome oriented with excellent foundation in portfolio and risk analytics. The right candidate should have the ability to understand dynamics of business, create data driven views of critical business aspects and communicate the same to the broader community. Being technically proficient is important as an enabler to problem solving and insights generation; the most suitable candidate is one who can combine technical aptitude to ground level realities and make practical actionable recommendations.

What the role entails:

Working on risk analytics covering multiple lines of businesses

With specific expertise in multiple of the following areas

a) Expected Credit Loss framework

b) Monitoring and governance of models/cut offs

c) Portfolio stress testing/loss forecasting

d) Early warning signals/collection analytics

e) Deep analytics on portfolio performance

Domain knowledge:

- Strong knowledge of risk analytics in retail lending

- Well versed with portfolio monitoring guardrails for retail lending products

- Knowledge of SME/self-employed segment is an advantage

- Knowledge of ECL/monitoring/stress testing/loss forecasting

- Regulatory landscape and requirements for NBFCs

Strengths and Soft skills:

- Excellent problem-solving skills

- Excellent written and verbal communication/ presentation skills

- Managing cross functional stakeholders at senior levels

Technical skills:

Tools - candidate is expected to be proficient in

a. Computer programming in Python or SAS

b. MS excel, PPT

c. Creating and interpreting large complex reports