Head - Operations - Housing Finance

operation Head - Housing Finance Company - Delhi NCR

- Strategize/Design/Develop/Review of Operational policies and processes in line with industry best practices.

- Processing, Authorization and Disbursement of Loans in system.

- In-depth knowledge of NHB Policies and able to confrigrate the same in System and day to day operational processes.

- In-depth knowledge of the Loan Life Cycle process including quantitative and qualitative tools for faster disbursal.

- System Management as per Operation/Credit/ Technical/ Legal / Company policies and guidelines.

- To manage, track and report various key risk indicators at the portfolio level with detailed Analytics Report.

- Monitor and control early delinquency by conducting hind-sighting activities

- Develop processes to support smooth disbursement, and monitor turnaround time in disbursements and collection of Post disbursal documents.

- Impart Training on policy and process

- Prepare policy in consultation with Lawyers and values understanding the market practices

- Prepare the Management Decks including Detailed Portfolio Analysis and Future Development.

- Handle Internal Audit queries and conduct post audit of disbursed files.

- Prepare Monthly Loan Book with different Criteria, Like LTV, Income, Industry, DPD etc

- Maintain Bank reconciliation (BRS), Cash reconciliation (CRS), PDC stock, Presentation Control and Lodgement of ECS and NACH etc

- Handle Loan closure process, Swapping, Loan modification and Rescheduling etc.