Posted By
Posted in
Banking & Finance
Job Code
1278621
operation Head - Housing Finance Company - Delhi NCR
- Strategize/Design/Develop/Review of Operational policies and processes in line with industry best practices.
- Processing, Authorization and Disbursement of Loans in system.
- In-depth knowledge of NHB Policies and able to confrigrate the same in System and day to day operational processes.
- In-depth knowledge of the Loan Life Cycle process including quantitative and qualitative tools for faster disbursal.
- System Management as per Operation/Credit/ Technical/ Legal / Company policies and guidelines.
- To manage, track and report various key risk indicators at the portfolio level with detailed Analytics Report.
- Monitor and control early delinquency by conducting hind-sighting activities
- Develop processes to support smooth disbursement, and monitor turnaround time in disbursements and collection of Post disbursal documents.
- Impart Training on policy and process
- Prepare policy in consultation with Lawyers and values understanding the market practices
- Prepare the Management Decks including Detailed Portfolio Analysis and Future Development.
- Handle Internal Audit queries and conduct post audit of disbursed files.
- Prepare Monthly Loan Book with different Criteria, Like LTV, Income, Industry, DPD etc
- Maintain Bank reconciliation (BRS), Cash reconciliation (CRS), PDC stock, Presentation Control and Lodgement of ECS and NACH etc
- Handle Loan closure process, Swapping, Loan modification and Rescheduling etc.
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Posted By
Posted in
Banking & Finance
Job Code
1278621
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