Head - Credit Risk - FinTech

About Our Client

Our client is a new age well-funded Fintech company headquartered in Gurgaon

The Successful Applicant

- Looking at people especially from the Fintech space who are taking care of / heading Credit risk function

- Masters degree in Accounting, Business, Finance or Economics

- 8 to 15 years of experience in credit/risk

- Strong leadership skills

- Great communication skills

Job Description

- Responsible for designing and suggesting modifications/additions in the risk and underwriting infrastructure for the company

- Creation of the risk and underwriting policies, underwriting models, fraud detections

- Development and deployment of underwriting models and risk decision strategies

- Ensure that Consumer Credit Risk policies and processes are applied consistently and thoughtfully as the organisation continues to scale

- Work with Technology and business team to build out new credit acquisition and risk management capabilities and refine existing ones.

- Business review includes analyzing the business model, future strategy, market position, management, peer comparison etc. which helps in better understanding the business situation of the client and the market in which it operates.

- Implementing risk controls and processes to effectively monitor the various products allocated to different clients.

- Regularly conducting "Credit monitoring" to ascertain any changes in creditworthiness of the clients.

- Daily Monitoring of exposure through settlement reports and exposure monitoring tools to ensure we promptly address settlement concerns.