Head - Credit Risk - Bank

A leading Bank, currently among top 5 Banks in India is looking for Head - Credit Evaluation in Financial Institution Group Risk.

REQUIRED :

- A CA/ MBA from a reputed institute

- Min 12 years post qualification experience in credit evaluation in a Bank in Financial Institutions Risk

RESPONSIBILTIES :

- Responsible for underwriting and monitoring of FIG portfolio comprising:

A. NBFCs

B. Domestic Bank and Financial institutions

C. Capital Markets (Retail Brokers, Custodian operations, PCM, Institutional brokers, LAS)

D. Microfinance institutions

E. International Banks and Country risk

- Continuous monitoring of the portfolio.

- Lead team of analysts to ensure high-quality credit underwriting and monitoring

- Demonstrate a sound judgment of Risk / Return in arriving at credit recommendations in order to achieve the overall portfolio strategy and objectives of the Bank

- Drive structuring of transactions, with a view to achieve the acceptable risk and return requirements for the credit portfolio

- Monitor weak customers and identify weed out accounts. Ensure nil credit loss to the bank by the implementation of exit strategies.

- TAT for credit approval -key driver in performance evaluation.

COMPETENCIES:

- In depth knowledge of credit evaluation of FIG

- Team management skill

- Proactive: Ability to understand impact of changing the environment on various companies

- Good Understanding of credit rating

- Should be able to maintain the independence of views while maintaining relationships with business banking managers

Lekhram Vishwakarma
Deputy Manager - HR
Skillventory