Head - Credit & Risk

Designation: Head - Credit & Risk

Experience: 10-15 Years

About The Role:

The role will focus on creating, designing and implementing strategies for Credit & Risk function that supports the strategic goals of the organization.

Job Responsibilities:

- Setting the vision and strategy for the credit risk function working in conjunction with all other senior leaders and partner banks/NBFCs

- Monitor acquisition funnel, model performance & portfolio trends to develop strategic lending and business insights

- Creation of the risk and underwriting policies, infrastructure, development and implementation of underwriting models, risk decision strategies and fraud detection.

- Ensuring that the Governance, Risk, Underwriting, Compliance and Control Frameworks of India Lends function effectively

- Oversight of collections and debt recovery

- Keep strategy in line with risk and performance appetite of the organisation

- Provide thought-leadership on improving customer-acquisition strategies, developing statistical credit models

- Ideate and launch next-generation lending products and structures that will drive the next round of innovation and disruption in the unsecured lending space