Head - Credit - CA - NBFC/Microfinance

Head Of Credit

Qualification - CA

Role Details :

Role Summary : Credit Analysis, Appraiser and Sanctioning.

- Credit Monitoring and periodical review of the portfolio, MIS, Delinquency Management

- Underwriting of unsecured and secured deals

- Scrutiny of Loan documents and Bank documents provided by client. Timely and accurate completion of compliant loan packages facilitating volume growth while preserving book-of-business quality.

- Planning, coordination and control on underwriting decisioning on lending proposals.

- Develop processes and procedures for evaluating customer financials and setting and changing credit lines/limits.

- Improvement in Team productivity and TAT : Work collaboratively with team members to drive deals to successful funding and closure.

- Implement effective Risk Monitoring mechanism: Analyze delinquent accounts and prepare report on highest risk accounts including recommendations for resolution.

- Draft the Credit Manual

Knowledge/Competencies/Experience :

- Experience of Unsecured Credit,

- Collaboration,

- Process Focus