HDFC Credila Financial Services - Risk Analyst

Job Opening for Risk Analyst at HDFC Credila Financial Services

1. Meeting and communicating with the various stakeholders across locations on an ongoing basis to understand the risks associated with the business and making timely recommendations on risk appetite

2. Ensuing timely review of risk registers received from the various risk owners and risk managers - assist in the approval process, check efficacy of the rating & scales assigned from time to time and on a timely basis update the management of any new risks as well as any risks which have to be demised

3. Designing early warning signals and Monitoring of portfolio to include initiating effective remediation solutions and watch listing

4. Reviewing the policies from time to time and suggesting any changes / amendments thereto as well as drafting new policies as may be required from risk management point of view

5. Working on credit modelling and other predictive models to facilitate decision making including internal rating models and scorecards and then monitoring the efficacy of these models

6. Introducing data analytics and business intelligence into day to day working to ensure the risk management function and business decisions taken thereon are derived from data

7. Taking initiatives in and driving process improvements

8. Engage with external vendors such as FinTech's, risk consulting firms, research agencies, etc. to evaluate new products, services, projects, etc. available in the retail asset finance space

9. Monitoring key metrics like TAT, Rejections, Approvals, Deviations, etc. which reflect

10. Strong analytical and problem solving skills , Proficiency in MS Excel

11. Basic Knowledge in SQL Language

Communication : Effectively interact with management and relevant employees

Analytical/Technical : Build and understand financial/risk management models and infer meaningful insights from the information obtained Proficiency in working on Data Analytical Tools such as R, Python and SAS (Good to have).