HDFC Bank - Rating Analyst - Climate Risk

Rating Analyst - Climate Risk

Rating team is independent of Credit and Business function. Job Description:

- Should have good knowledge of excel, VBA and should have ability to create internal climate risk rating models from scratch and good command over financial concepts

- Gather climate risk related data from company disclosures (e.g sustainability reports, annual reports)

- Track and monitor developments and trends in infrastructure sectors (Power, Roads, Airports, Sea Ports and other infrastructure related sectors)

- Coordinate with relevant internal stake holders to ensure that climate risk models are completed within timelines without compromising on quality

- Demonstrate proactiveness with a strong sense of ownership for the work

- Demonstrated interest in sustainability and climate risk

- Ability to quickly process large amounts of data and information

- Integrity, organisation skills, attention to detail, a self- driven work ethic, and the ability to prioritize multiple tasks in a deadline- driven environment

- Should have excellent communication skills

- Development, monitoring and performance tracking of credit risk rating models for the infrastructure portfolio.

- Building of new internal rating models or review of the existing models for refinements

- Explore alternate statistical techniques to support credit risk modelling and other knowledge development projects

- Prepare model documentation and monitoring packs as per internal and regulatory guidelines. Tracking model performance, suggesting improvements and implementing approved changes

- Assist in model implementation and deployment. Liaise with Business Solutions Group and relevant stakeholders for process and system implementation/improvements Classification

- Confidential Classification

Confidential Experience Requirement Qualifications Essential :

- MBA, CFA, FRM, GARP (SCR) certification would be an asset

- 3+ years of experience in financial modelling and validation

Experience Essential :

- 3-5 years of relevant experience

- Fundamental understanding of Corporate Banking/ infrastructure & project finance and key industries

- Have independently developed financial models of corporates including profit & loss statement, tallying balance sheet & cash flow statement

- Managing ESG ratings, or assessment in banks/rating agencies will be an added advantage

- Strong verbal/written communication skills and analytical ability