Responsibilities will include :
- End- to-end ownership of implementation of risk policies through BRE
- Assess key linkages between internal & external system
- Ability to comprehend & code rules on the BRE
- Ensure data aspects covered in credit risk policy is sacrosanct from data structure standpoint
- Collaborate with Data Engineering/ Product teams for sanctity & usage of data & Risk team internally for any new models & usage of the same in policies
- Detailed understanding of in-house systems & agility to change legacy systems whenever required
- Ability to bring external knowledge from merchant lending acquisition standpoint & build capability internally
- Monitor implemented strategies to continuously assess business & risk impact
- Promote a self-service culture by understanding the trends and behaviors in the Risk reporting and drive through the appropriate enhancements to ensure maximum utilisation of reporting and analytics toolsets
- Effectively navigate complex problems and ensure systematic problem-solving where risk problems are analyzed, options evaluated and decisions aligned with our Values
Qualifications :
- Post Graduate Degree in Engineering/Economics/Statistics/Management
- 7+ years of Risk Analytics and Portfolio Management experience in Financial Services/Fintech preferably in Credit Card / Unsecured Loan
Skills, experiences & behaviours :
- A curious mind and a mastery over numbers - you are comfortable with ambiguity, love to experiment and data excites you!
- Hands-on experience of defining risk strategies, managing portfolio and building risk models along with problem solving and analytical thinking
- A Growth & Tech-first Mindset - you are aggressive, have a 10x approach and like to build for scale
- Adept in quantitative analysis, data mining, trend analysis and creating insights within large data eco-system. Proficiency in data tools like SQL/Python
- Experience of Alternate data along with Bureau Data Management and designing Risk Strategies using the same
- Communication and Stakeholder management - you are able to present your point of view cogently and are able to engage effectively with everyone from external partners to CXOs
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