General Manager - Risk Acquisition Strategy

General Manager- Risk Acquisition Strategy

Experience- 4 to 10 years

Location- Gurgaon

Must have-

- Experience in Alternate data/Bureau Data Management and designing Risk Strategies

- Experience in quantitative analysis, data mining, trend analysis / creating insights

- Experience in Risk Analysis and Portfolio Management

Job Description-

- Develop underwriting strategies for Personal Loan & postpe through existing data in ecosystem as well as explore alternate data.

- Assess & enhance underwriting framework using traditional and non-traditional data sources.

- Detailed understanding of in-house systems & agility to change the same whenever required.

- Hands-on approach to risk segmentation & ability to implement the same on system.

- Think like a consumer to bringing ease in use of the product along with maintaining risk loss.

- Monitor & track repayment patterns of existing portfolio & quickly make acquisition strategy changes.

- Ability to bring external knowledge of unsecured products like personal loans, consumer loans & credit cards from acquisition standpoint & build capability internally.

- Focused to understand risk not only from underwriting but impact to the overall consumer lending cycle.

- Collaborating with teams like - Data Science, Product, Business to setup and monitor underwriting strategies.

- Monitor implemented strategies to continuously assess business & risk impact

- Promote a self-service culture by understanding the trends and behaviors in the Risk reporting and drive through the appropriate enhancements to ensure maximum utilisation of reporting and analytics toolsets

- Effectively navigate complex problems and ensure systematic problem-solving where risk problems are analyzed, options evaluated and decisions aligned with values.