Gain Credit - Team Lead/Senior Scientist - Risk Analytics

POSITION SUMMARY:

The key requirement for the role is the ability to understand the business, develop data driven solutions to address business problems and provide analytic support to the risk analytics group. The individual will possess the ability to work in teams and display a proactive learning attitude.

You will be responsible for,

- Building models to predict risk and other key metrics

- Coming up with data driven solutions to control risk

- Finding opportunities to acquire more customers by modifying/optimizing existing rules

- Doing periodic upgrades of the underwriting strategy based on business requirements

- Evaluating 3rd party solutions for predicting/controlling risk of the portfolio

- Running periodic controlled tests to optimize underwriting

- Monitoring key portfolio metrics and take data driven actions based on the performance

CRITICAL BUSINESS ACTIVITIES:

- Develop an understanding of the domain/function

- Manage business process (es) in the work area

- The individual is expected to develop domain expertise in his/her work area

- Teamwork: Develop cross site relationships to enhance leverage of ideas

- Set and manage partner expectations. Drive implementation of projects with Engineering team while partnering seamlessly with cross site team members

- Travel - Should be flexible to travel between Noida and Chennai

- Communication: Responsibly perform end to end project communication across the various levels in the organization

SKILLS AND EXPERIENCE:

- Knowledge of analytical tools such as R/Python/ SQL

- Established competency in statistics and predictive modelling

- Experience in handling complex data sources

- Strong Analytical aptitude and logical reasoning ability

- Strong presentation and communication skills.