GAIN Credit - Team Lead - Analytics

CRITICAL BUSINESS ACTIVITIES :

- Building models to predict risk and other key metrics

- Design and implement loan amount & credit line strategies for our UK consumer lending products in the sub-prime market

- Coming up with data driven solutions to control risk

- Finding opportunities to acquire more customers by modifying/optimizing existing rules

- Doing periodic upgrades of the underwriting strategy based on business requirements

- Evaluating 3rd party solutions for predicting/controlling risk of the portfolio

- Running periodic controlled tests to optimize underwriting

- Monitor and periodic evaluation of existing credit line strategies

- Design, build, implement and manage predictive models used to drive credit line management

- Plan and execute coaching & career development plan for his/her team.

- Timely delivery and execution of people processes

- Provide analytics support to other functional groups

- Maintaining proper documentation of analysis and models

Technical Skills and Experience :

- Established competency in statistical modeling

- Strong Analytical aptitude and logical reasoning ability

- Must to have working knowledge of analytical tools such as R or Python

- Must to have working knowledge of SQL and complex data sources

- Strong presentation and communication skills.

- Strong process/project management skill

Preferred :

- 4-5 years of experience in Financial Services/Analytics Industry

- Understanding of the financial services business

- Strong people skills