GAIN Credit - Analytics Scientist

Position Summary

The key requirement for the role is the ability to understand the business, develop data driven solutions to address business problems and provide analytic support to the analytics group. The individual will possess the ability to work in teams and display a proactive learning attitude.

You will be responsible for: 

- Coming up with data driven solutions to control risk and collections

- Finding opportunities to acquire more customers by modifying/optimizing existing rules

- Doing periodic upgrades of the underwriting strategy based on business requirements

- Evaluating 3rd party solutions for predicting/controlling risk of the portfolio

- Running periodic controlled tests to optimize underwriting

- Monitoring key portfolio metrics and take data driven actions based on the performance

- Building models to predict risk and other key metrics

Skills and Experience

- Strong Analytical aptitude and logical reasoning ability

- Knowledge of analytical tools such as R/Python

- Dexterity with SQL/MySQL, MS Excel

- Strong presentation and communication skills.

- Established competency in statistics and handling complex data sources

- Experience in working on advanced machine learning techniques

Company Overview : 

OYE! Fintech Private Limited is a wholly owned subsidiary of Gain Credit, a market-leading fintech lender focused on providing alternative credit solutions to underserved customers. OYE! is an analytics-driven, innovation-focused organization which provides credit access to young professionals. In line with Gain Credits' mission to enable customers to build a better financial future through responsible access to credit, OYE! is committed to empower the lives of the new-to-credit through seamless solutions driven in a completely digital environment.

Our group of companies are:

1. GAIN Credit LLC. operating in the United Kingdom

2. Global Analytics India Private Limited. and Oye Fintech Private Limited. operating in India

3. GAIN Credit, Inc., GAIN Credit Holdings, Inc. and GAIN Credit India Holdings, Inc. operating in the United States