Posted By
Pooja Chaudhary
Assistant Manager - Human Resources at Fusion MicroFinance Pvt Ltd
Last Login: 09 August 2024
Posted in
Banking & Finance
Job Code
1339078
Job Description:
- Ensuring high credit quality of the portfolio through prudent borrower selection, close monitoring of w-to-w credit appraisal process
- The role also envisages formulation and constant refinement of credit criteria/policies in tune with the evolving industry landscape.
- Undertaking client visits at pre-sanction stage and as a part of client monitoring process.
- Overall, the position is responsible for ensuring high credit quality Microfinance loan portfolio.
- Monitoring industry developments to detect potential risk factors that could impact portfolio companies and taking appropriate steps to mitigate the identified risks.
- Ensuring high internal stakeholder satisfaction.
- Ensure adherences to credit processes and policies.
- Keep close watch on turnaround time and ensure speed with accuracy.
- Compliance & risk responsibilities, loan documentation and audit query resolution.
- Adhering to the company's policies and ensuring compliance of the same.
- Graduate/post-graduate/MBA/PGDBM
- Minimum of 10 years of experience in credit assessment of financial institutions with at least 3 - 5 years of experience in assessment of microfinance institutions.
- Proven experience as credit manager and hand-on experience in products and credit processes in microfinance.
- Good knowledge of credit bureau data and KYC norms.
- Experience in writing analytical reports.
- Strong ability to identify key risks relevant for decision making
- Strong analytical skills backed by ability to form independent opinion based on available data
- Excellent attention to detail.
- Good communication skills & command over English.
- Good Interpersonal skills.
- High levels of enthusiasm, self-motivation and a self-managing 'can do' attitude
- High levels of determination and willingness to take on new challenges and responsibilities
- Collaborative and supportive attitude in a team
- Willing to carry out any additional work, challenges and responsibilities relevant to the role
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Posted By
Pooja Chaudhary
Assistant Manager - Human Resources at Fusion MicroFinance Pvt Ltd
Last Login: 09 August 2024
Posted in
Banking & Finance
Job Code
1339078