Purpose of the job :  - Review portfolio every month with respect to delinquency / losses / fraud for the period underwritten  - Check and keep track on industry trends, key factors impacting industry, performance of trade in local market and regulatory impact  KRA :   Business & Financial Management :  - Support delivery of EoP AUM- for LAP SME. Delivery as per the monthly planned run rate to ensure the revenue plan is protected  - Ensure cost management discipline & focus on operational efficiency through consolidation & process changes  Portfolio Management :  - Credit Policy development, Credit Decisioning and Portfolio Management, based on accurate evaluation of portfolio performance, market developments and product management imperatives.   Key deliverables are as below :  - Support new product launches  - Support business by rolling out regular test programs and convert them into policy basis defined success criterion.  - Roll out the key process drivers like PDD authority matrix, Collections stair case, Restructuring of stressed accounts  - Roll out fraud control processes  - Deliver best practices in all risk management domains across credit and policy which can be replicated at FFH level.  Process / Quality Improvement :  - Institutionalize training programs: Launch level wise Manager Development programs across credit and risk functions. Conduct specific skills workshop for Cluster/ State and Regional shops. Conduct training for Financial Analysis through expert teams  - Train the new joinees  - Optimize efficiency and per unit cost of production, develop customer centric initiatives through policy & process re-engineering, Optimize and consolidate resources and infrastructure & Build scalable platforms to support future growth  No. of years of relevant experience : 2+ years in credit mainly in the Mortgage business with exposure to product/policy.  Education : Graduate or above.

Mumbai

Fullerton India - Manager - Credit Policy 

Fullerton India - Manager - Credit Policy  ,Job Description for Fullerton India - Manager - Credit Policy  in Fullerton India Home Finance Co. Limited in  Mumbai for (2-12) years of experience. Apply Now!

Job Description for Fullerton India - Manager - Credit Policy  in Fullerton India Home Finance Co. Limited in  Mumbai for (2-12) years of experience. Apply Now!