Responsibilities will include: - End-to-end accountability for managing risk across all risk areas (credit, default, operational, fraud, capital/liquidity, and strategic/emerging/reputational) transcending all FinTech products (Consumer Finance, Seller Finance and Insurance) - Define guiding principles/design policies to manage credit risk and mitigate default/fraud/operational risk - Establishing, implementing and maintaining the comprehensive enterprise-wide risk governance framework for the entire customer lifecycle (account screening/onboarding, credit decisioning and collections/recovery) - Providing leadership and direction in the development, oversight and maintenance of a suite of credit models, driving the design of credit/default strategy and policy, setting guiding principles for risk processes and in defining the risk appetite framework - Developing advanced risk identification, assessment, measurement and reporting capabilities such as analysis of credit portfolio quality, loss forecasting, establishing risk analytics framework for early detection/mitigation of breaches in risk appetite/limits and defining/monitoring of key risk indicators - Conducting regular risk evaluation and establishing robust internal controls and audit framework. Ensure the business has established proper governance and control of significant risks so as to stay within risk appetite and credit/regulatory policies - Collaborate with Engineering, Product and Operations in the creation, maintenance and advancement of dedicated risk infrastructure for risk strategy deployment including creating new and enriching existing data sources/databases to facilitate automated credit decision making and enhance account management capabilities - Partner with senior management on budget and operating plans Successful candidate will have: - Ph.d or other advanced qualification in Mathematics, Statistics, Engineering, Computer Science, Operations Research, Econometrics, Management Science and related areas - Progressive senior risk management experience serving in world-class financial institutions across multiple areas such as Operational, Compliance, Default, Fraud, Market, Liquidity and Credit Risk and transcending various product lines and channels - Extensive prior experience developing risk modelling, strategy and analytics for establishing credit/default policies for multiple portfolios/product such as unsecured/secured loans, Credit/Debit Cards, Payment/Wallet, etc - Familiarity with enterprise-level risk management, including credit risk, asset liability risk, vendor risk, operational risk, strategic risk, reputational risk, etc - Have extensive knowledge of credit/financing structure and risk management techniques - Proven track record of strong advisory relationship with senior management and being able to establish impactful collaborations across the board - Strong leadership skills and able to develop and manage senior professionals - Sophisticated risk management skills with demonstrable analytical and technical ability - Previous experience of restructuring a risk division with an ability to lead change - Excellent written/verbal communication skills with ability to articulate risk management concepts to senior management and stakeholders

Anywhere in India/Multiple Locations

Flipkart - Head - Credit Risk 

Flipkart - Head - Credit Risk  ,Job Description for Flipkart - Head - Credit Risk  in Flipkart in  Anywhere in India/Multiple Locations for (7-18) years of experience. Apply Now!

Job Description for Flipkart - Head - Credit Risk  in Flipkart in  Anywhere in India/Multiple Locations for (7-18) years of experience. Apply Now!