FlexiLoans - Senior Credit Manager

FlexiLoans is a technology based Digital financing platform started with an endeavor to solve the problems that small businesses face accessing Quick, Flexible and Adequate funds for growing their Businesses. Our vision is to give "Financial access at a click". Our talent pool has rockstars from diverse backgrounds - ex- Founders, investment bankers, e-commerce and payments with the passion to make a difference to the lives of 70 mn+MSME businesses in India. FlexiLoans.com is a pioneer in the ecosystem-based digital lending for small businesses in India. Till date, we have disbursed over 100,000+ loans worth over Rs. 5,000 Crs+ to small sized businesses across 3,200+ cities without having a single branch!

FLEXILOANS VALUES - COLLABORATION | AGILITY | INNOVATION | RESPECT | OWNERSHIP

Why join us?

A four times certified 'Great Place to work' workplace, at FlexiLoans you will be working with top tier talent from diverse backgrounds hungry to make a dent in the MSME universe. We believe in people owning what you do and providing support to folks for making decisions (sometimes even wrong decisions!) all the while learning and growing with the organization. FlexiLoans is your front row seat to the MSME Fintech revolution in India!

The role in a gist:

As FlexiLoans enters the next orbit of growth, we are looking for people with the passion and hunger to make a dent in the MSME ecosystem. In this role you will be researching and evaluating clients' creditworthiness, analyzing credit quality and ensuring business growth while adhering to the risk philosophy of the organization. Sounds like you? Read more on what we are looking for in the role.

What you will work on:

- Credit underwriting and appraisals of unsecured loan applicants within the defined policy guidelines

- Conducting telephonic PDs with customer to evaluate credit proposal

- Supervising overall activities like login, processing, disbursement, MIS etc.

- Ensure quick turnaround of customer loan applications

- Preparing PD notes & recommending notes for approval to higher authority

- Managing and training the CPA team regularly

The ideal candidate:

- Analytical bent of mind

- Good communication & writing skills

- Should be a team player

Qualification and Experience:

- Minimum 5 - 8 years of experience required in the Credit and Risk department of Banks, NBFCs or Fintech companies

- Should be from Unsecured Lending background

- Master's degree (MBA preferred) from a reputed institute or a CA/CFA degree with relevant experience