Financial Analyst

- Responsible for maintaining financial integrity of the APAC & EMEA Card Member Credit Balance Refund process.

- Be able to gain detailed understanding of end to end accounting, inputs, processes, controls, process flows, metrics, risks, SLAs and output of the process

- Work closely with business partners (Servicing teams within GPS & CFN) to clear the daily/monthly financial transactions, drive process efficiency and proactively highlight any exposure

- Be able to proactively highlight, communicate and mitigate risks.

- Monitor the trending of the Balance Sheet accounts managed and work with different stakeholders to identify and fix the RCA

- Ability to drive self and team goals with continuous focus on process improvement.

- Demonstrate effective pro-activeness, transformational mindset as well as strong analytical skills.

- Ability to manage multiple projects to support enterprise goals.

- Effectively coordinate with technology for development / automation opportunities

- Ensure compliance with prevailing policies and procedures besides contractual and regulatory requirements as applicable.

- Conduct inter-system reconciliation and ensure accurate fund allocation for transactions

- Collaborate with agents, counterparties, and clients to resolve queries and discrepancies promptly

- Handle various stages of financial product life cycles, including KYC, reference data management, and document capture

- Timely escalation of outstanding issues to clients

- Forecasting, Planning, and Reporting - Assist the onshore services team in monthly / quarterly forecast and annual planning processes.

- Ensure accurate and timely completion of reporting deliverables in advance of Quarterly Business Reviews, MBRs, etc.

- Responsible for discussing plan and forecast numbers, and then load in the system after consulting with the business leaders.

- Responsible for reporting Actuals, comparing them with plan/latest forecast and providing commentary for major variances.

- Should be able to give heads up to the leaders with respect to any unforeseen expenses.

- Preparation of internal and client reports as per process requirements

- Ensure accurate & timely monthly closure as per defined process and accounting guidelines.

- Submit inputs timely and accurately to relevant stakeholders i.e. circles/business team/ auditors.

- Follow Internal Control compliance for process related accounting guidelines and control checks.

- Prepare P&L variance/provision and actualization along with reporting schedules and other MIS.

- Prepare data for Quarterly Statutory Audit and Internal Audit.

- Review of work done and driving open issues for closure during off peak days.