Financekar - Credit Risk & Underwriting Role - Consumer Lending

Credit Risk & Underwriting - Consumer lending

- 6+ years work experience in analytic in retail banking or SME banking space, with significant exposure in credit risk or collections.

- Assess the overall credit risk in the portfolio and provide periodic reporting to senior management.

- Credit Modelling : Developing, implementing and maintaining models/ scorecards for effective acquisition as well as for collections.

- Responsible for deal structuring, credit analysis/underwriting, finalization of appraisal note, Risk Management and Portfolio monitoring

- Data - Understanding and resolving data issues in an evolving data.

- Liasioning with external partners: Working with external partners (e.g., Credit Bureau) and consultants to develop/ implement new strategies.