ePaylater - Credit Risk Officer

- We are looking for a talented, curious, self-starter to join our team as a credit risk officer.

- Attitude and hard work trumps talent and if you can demonstrate the right mindset, we will welcome you with open arms and right salary. As a credit risk officer you will gain exposure to the fast evolving fin tech space and the various methods used in unconventional underwriting.

Job Profile :

You will be expected to :

- Assess and analyse credit risk of potential customers using bureau reports, bank statement analysis and host of alternate data

- Provide inputs on credit risk policy, work on rules engine etc

- Work with data science team on continuous improvement in credit scoring frameworks

- Work with development team to enhance automated decision engines

- Monitor portfolio risk and ensure that exposure is maintained within limits. Review individual limit enhancements/reductions as well.

- Work on devising and improving collections strategy

- Interact with regulators or other external/internal stakeholders for presentations regarding credit risk policy of the company

Required :

- 3+ years experience in handling unsecured loan portfolios for retail customers (including proprietorships, micro and small businesses)

- Relevant experience in credit scoring and/or rules based decision engines

- Sound technical knowledge in the fields of statistics, data analysis, bank statement analysis

- Exposure to collection strategies

About ePayLater :

ePayLater allows customers to "buy now and pay later" for goods and services purchased on online as well as offline portals. It's a rapidly growing organisation opening up new avenues of payments for online and offline customers.

About the team :

- The Leadership team has over 50+ years of experience combined. We know what motivated us and it is easy for us to relate to desires/attitude of high-potential employees. We are here to help you succeed and together take ePayLater to greater heights.

- You will be directly working with the founding team, product and data science teams, giving you exposure to various aspects of running a startup and it will be upto you how you want to grow. As long as you demonstrate capability to deliver on work, there is no shortage of what you can do.

- We will provide the right mentoring to help you in your personal growth.

- Everything we do is about bringing happiness to faces of Indian e-commerce consumers and you will have a direct impact on happiness of your friends, relatives, family and rest of India