Director - Credit Risk - Infra
Opening - Director/ Senior Director - Credit Risk
Job Description :
- Meet market constituents and do evaluation of the market fairly and diligently in line with the approved credit policy.
- Perform credit and reference checks.
- Meet customers prior to credit approval. Credit visits would be defined based on exposure / industry which shall be adhered to prior to customer approval.
- Enforcement and adherence of the company credit policy
- Risk reviews once in a quarter
- Ensures timely approval of proposals.
- Gives early warning inputs regularly through market, industry and customer level feedback in order to avoid surprise delinquencies.
- Meets principals, other financiers regularly for market updates
Soft skills :
- Able to lead responsibly and effectively in managing people resources.
- Effectively overcomes significant challenges to deliver business results.
- Deals with conflict in an assertive manner, treating others with dignity and respect.
- Engages others and is viewed as being authentic.
- Communicates complex or difficult messages effectively to different audiences.
- Recognises the skills and experiences of others, valuing diversity and differences.
- Anticipates trends in credit risk management and prepares to mitigate.
- Demonstrates a high level of integrity and fairness.
- Influences both internal and external stakeholders to gain necessary buy-in to strategic direction.
- Motivates others to improve and develop their performance, and deliver quality results.
Desired Profile :
- Bachelor's degree in business, finance or relevant discipline.
- MBA /CA/ Post Graduate Diploma in Business Management
- 12-18 years experience
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