Director - Credit - Global Risk

Upto Director, Senior Credit Officer, Global Risk

City – Mumbai (India)

Job Family - Risk Management

Overview

- Through more than 60 years of local presence and service in Asia, Bank of America has developed a deep understanding of our clients and the countries in which they do business.

- With more than 2,000 Global Corporate and Investment Banking employees in 12 countries across Asia, we work together to help our clients and our company succeed and grow.

- Our strategy and business model in Asia is based on a strong foundation of corporate banking services, including international cash management and trade finance, credit solutions, foreign exchange, leasing and asset management capabilities. These corporate banking platforms are complemented by sophisticated and innovative risk management, capital raising and global investment banking capabilities.

- The Asia team has a mandate to build a profitable business by servicing a select client base with a targeted set of products. At the same time, we are growing Asian operations by focusing on new areas of business in the world’s fastest growing economies.

Responsibilities

- Responsible for helping targeted clients achieve their overall strategy through the innovative use of various funding alternatives.

- Posses and share with the client and other members of the client team detailed knowledge of business finance and the products and services associated therewith

- Interact with clients in an effort to proactively understand their goals, their current performance, and their needs; influence clients by effectively positioning information and services that expand their relationship with Bank of America.

- Uses this client knowledge as well as the help of the Corporate Sr CDPO to assess the appropriateness of existing solutions.

- Involved in managing credit quality and the approval process through their interaction with Risk Management Officers and Senior CDPOs.

- Manage exposure strategy that is agreed upon by the client team. In line with the agreed strategy, improve RAROC/SVA, ensure portfolio granularity, monitor portfolio quality and manage the risk-return trade off.

- Assist in interacting with product specialists for cash management, trade, foreign exchange and other finance oriented product groups

- Liaise with various support teams/ business partners (compliance, legal counsel, operations) to ensure satisfactory client service and compliance with regulatory requirements/ guidelines.

Requirements

Qualifications

- MBA/CA with minimum 7 to 10 years of experience with Credit Risk Management in a Corporate Bank

Skills

- Knowledge of commercial banking, including credit as well as trade, foreign exchange and cash management

- Strong written skills in English

- Excellent analytical, sales, communication, presentation and organizational skills

- Ability to multi-task and adapt to change

- Fluency in English and local dialects

- Strong PC skills including Excel (advanced skills needed), Word and Power Point

Please send applications to savita.a.dsouza@baml.com