Director - Credit - Banking

- Working very closely with business unit heads, sales, and product managers to ensure that credit support and decisions are provided timely and qualitatively.

- Facilitating and structuring of deals by discussion with customers and business teams.

- Ensuring adherence of Global credit policy across the country. Developing local policies and process for credit function to enable business support with agility and speed.

- Design and launch creative financing solutions for customers - eg. Technology as a Service, Managed Service contracts funding and others.

- Actively promote creative financing solutions to customers. Manage effectively the Channel financing program by bringing creative and unique offering along with funders.

- Establish department objectives for DSO and past-due accounts receivable, setting appropriate targets and ensuring they are met in conjunction with the objectives and goals.

- Determine customer credit limits and manage risk using financial data, credit services and industry knowledge.

- Perform credit evaluations on new customers, establish credit limits and set up new customers in accordance with company policy.

- Monitor existing customers' adherence to payment terms and/or changes in financial stability and re-evaluate credit terms accordingly.

- Ensure payment terms are enforced and cash goals are met. Facilitate the resolution of escalated discrepancies with customers.

- Monitor receivable portfolio to proactively increase cash flow and minimize company's exposure to bad debt.

- Actively participate in meetings to help drive receivable performance improvements across the business.

- Ensures coordination and communication with credit managers.

- Responsible for monitoring and reporting the company's credit exposure.