Deputy Manager/Manager - Credit Risk Analytics - Bank

1. Review of Credit Policies, Identification of risks emanating in various credit portfolios of the Bank

2. Analysis of portfolios (Risk drivers - ratings, scores, delinquencies, roll rates, cure, collection efficiency, churn, concentrations, ECL)

3. Monitoring of external environment (macro-economic, regulatory, industry) and its impact on the Bank's portfolios to drive risk decisions.

4. Development of credit models enabling predictive analysis of risks in the Bank's lending portfolios.

5. Development of Parametrical Risk Dashboards for Senior Management

6. Closely monitoring performance of existing and new portfolios and comparison with peers

7. Reviewing products launched in the credit segments of the Bank and providing relevant risk recommendations.

8. Develop and monitor effectiveness of scorecards and risk models for consumer and commercial banking portfolios.

9. PD / LGD / ECL modelling for Commercial & Consumer portfolios