Posted By
Posted in
Banking & Finance
Job Code
1220046
Credit Analyst - Large Corporates/MNCs
Job Purpose:
- Supporting Sr. Relationship Manager in day-to-day tasks for Strategic Group accounts.
- Preparing credit proposals and holding discussions with RMG to ensure timely Credit Approvals.
- Monitoring KYC / Signature updation requests.
- Documentation and support for Transaction disbursements.
- Portfolio monitoring for any signs of stress
Key Accountibilities :
1. Accountable for preparation of credit proposals, Arrange for Credit Approvals by discussing with Credit Approvers, Documentation and Disbursement of the facilities.
2. Ensure compliance with all internal & external guidelines.
3. Assist SRM in
a. Manage complete transaction flow end-to-end
b. Monitor portfolio
c. Achieve revenue / ROE / business targets
d. Understand client requirements and identify Cross sell opportunities along with Product partners.
e. Keep a close contact with client at various levels to ensure smooth and timely flow of information.
4. Interaction with internal partners, develop working relationship with internal team such as RMG, CCU, T&O, L&C, GTS & T&M. Interacting with External Clients for gathering information for day-to-day business.
Required Skills :
- MBA or CA with relevant number of years of experience in banking is preferable.
- Overall experience in corporate or commercial banking.
- Understanding credit proposals / credit approval process.
- Understanding of products.
Technical Competencies :
- Sound understanding corporate & commercial banking, products, credit proposals & approval processes, internal guidelines & policies.
- Understanding of regulatory guidelines on banking policies issued by RBI (local regulations in India) and local laws and regulations that impact businesses in general.
- Understanding of KYC requirements & Anti-money Laundering Policies are critical.
- Knowledge of financial markets and products to assist in meaningful dialogue with client.
- Financial Analysis and research capabilities. Evaluation of credit risks involved in credit proposals.
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Posted By
Posted in
Banking & Finance
Job Code
1220046