- This role is responsible for SMA level reduction through account by account monitoring of stressed / SMA accounts.
- Ability to guide branches by providing up to date data on overdue / reasons for SMA etc.
- Daily follow-up of SMA accounts likely to turn NPA for various reasons - liaise with Branch Heads / Relationship Managers for recovery of dues and regularisation.
- Submission/marking of SMA status in CRILC.
- Preparation & submision of various data to regulators / top management.
- Preparation & submission of various office notes to Board/committees periodically.
- Conduct of Large Advances Committee / Fraud Monitoring Group Meetings/preparation of minutes etc.
- Preparation & submission of data related to quarterly statutory audit.
- Preparation and dissemination of SMA related to data on a daily basis to branches/offices / various stakeholders.
- Ensuring conduct of the stock audit, credit audit, follow-up of First Rectification reports.
- Functions related to EWS, consolidation, and submission of notes.
- Good communication skills/presentation skills.
- Thorough knowledge in credit monitoring concepts & processes, restructuring, etc.
- Should be assertive in getting results from the field.
- Ability to work collaboratively across various departments.
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