CRISIL - Senior Research Analyst - Credit Research - Large Corporates

Job title - Senior Research Analyst - Counterparty Credit Risk Assessment ( Large Corporates)

Location Pune/Mumbai

Experience : 4 - 7 years of experience in assessing counterparty credit risk or credit research of global corporates

Job Duties :

- The role comprises working on credit risk assessment of corporate entities spread across multiple sectors and regions.

- The credit assessment process requires the following:

- Undertaking research and analysis of corporate entities through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile.

- Understanding the potential for sovereign support or parent support which would need to be factored into the credit assessments.

- Preparing a detailed credit assessment report and elaborately discuss the company profile and credit risk considerations.

- Preparing a detailed peer analysis on the operating and financial side.

- The task will also involves preparing and updating financial models for the credits which includes analysis of historic trends along with projecting the future performance.

- Other activities include preparing industry databases and reports.

- Establish and maintain consistent standards and processes in credit analysis through interaction with sector specialists and senior analysts

- The role may also require training and mentoring junior colleagues on specific aspects of credit risk, sector and domain nuances.

Qualification : CA/MBA Finance/CFA/FRM

Skills Required:

- Should have 3 to 5 years of experience specifically in counterparty credit risk assessment or credit research or equity research or financial research

- Strong understanding of finance and accounting concepts; especially, adjustments in calculation of adjusted earnings, cash flow and leverage metrics.

- Excellent report writing and communication skills.

- Ability to identify key characteristics and drivers of sectors assigned.

- Credit assessment and analysis (or financial analysis), including business, financial and management profiling.

- Prior experience in credit research or credit risk assessment or equity/financial research along with report writing experience is mandatory.

Personal Attributes/ Interpersonal Skills Required

- Independent and decisive mindset

- Team player

- Ability to work on tight deadlines

- Excellent written and oral communication skills