Crisil - Senior Research Analyst - Credit Research

Job Description/summary: We are seeking a Senior Research Analyst to support our global buy-side credit research team. The successful candidate will conduct fundamental credit analysis, build and update credit models, and engage with client teams to provide high-quality research outcomes

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KEY ROLES & RESPONSIBILITIES:

- Support a global buy side credit research team

- Carry out in-depth credit analysis of companies under coverage, including business, financial, and peer analysis, and prepare credit reports (annual/quarterly reviews).

- Building and updating credit models including KPI based projections, writing initiations and preparing concise earning notes for assigned coverage.

- The role requires regular surveillance of the assigned portfolio by proactively tracking the company events (including quarterly earnings, regulatory updates), peer group and other industry information sources.

- Quickly develop understanding of the operating and financial metrics relevant for any new sector in coverage.

- Engage with client teams proactively and independently

- Establish and maintain consistent standards and processes in credit analysis.

- Knowledge of data sources such as Bloomberg, S&P Capital IQ and knowledge of macros, VBA, R, Python etc. would be an added advantage.

FUNCTIONAL & BEHAVIOURAL KNOWLEDGE:

- Background in conducting credit analysis of Corporates/Financial institutions.

- Strong understanding of credit principles, credit review/appraisal, credit rating, report writing, capital structure, EBITDA & ratio analysis.

- Strong quantitative skills are essential given the job also requires building and updating detailed financial models.

- Detail-oriented, with a keen interest in financial markets. Keen interest to take a deep-dive into credit analysis.

- Able to work under pressure and tight deadlines.

- Excellent written & verbal communication skills and ability to build effective relationships with various stake holders.

- Should be capable of multi-tasking and handling projects with tight deadlines.

- Ability to think and work independently.

MINIMUM & PREFERRED EDUCATION:

- MBA (Finance) from reputed institute / CA / CFA is essential

- Progress towards CFA (US) would be preferred

MINIMUM & PREFERRED EXPERIENCE / SKILLS

- Prior experience of minimum 3-5 years in credit research/analysis.

LOCATION : Pune/Mumbai

Education Qualificaiton: MBA/CA/CFA/FRM