Crisil - Senior Research Analyst

Job Description:

The role comprises working on comprehensive credit reviews of project finance deals based in global markets.

Areas of work involve:

- Analysing information such as financial statements, operations/progress reports, asset summary report and debt structure.

- Preparing deep dive financial models with drivers-based revenue estimations and financial projections for a period of 5-7 years.

- Perform financial statement analysis, undertake research and analysis of the project/entity based on a thorough research from loan origination documents, prior annual assessments, secondary resources, etc.

- Prepare a detailed credit assessment report and elaborately discuss the projects/companys business model, funding mix, strengths and weakness and evaluating its operational and financial risk profile (Cash flow, debt servicing assessment, etc.).

- Provide industry overview (operating market environment) and likely company position within industry based on secondary research.

- Perform credit evaluation of borrower transaction history, underlying collateral, covenant monitoring, covenant projections and suggesting early warning signals (if applicable).

Functional & Behavioural Knowledge:

- Bring domain expertise in project financing operations and act as Subject Matter Expert.

- In-depth understanding of financial statement linkages, experience in working on complex financial models, strong fundamentals.

- Experience in credit analysis, credit research and detailed report writing.

- Reasonable understanding of lending process, bank guarantees and covenant monitoring.

Mandatory Skills:

- Financial Modelling, Credit Risk Analysis, financial analysis, project finance.

Location: Mumbai / Pune / Gurgaon

Education Qualification: MBA

Experience: 2 to 6 Years