Crisil - Senior Credit Analyst - Corporates

Role :

Functional Responsibility / Domain Related :

- The role would involve supporting S&P primary analysts, based out of North America, EMEA and Asia Pacific regions, to arrive at / monitor credit ratings for issuers across various industries.

- Analysis would cover surveillance of a portfolio of companies as well as responding to market events that could potentially lead to a change in ratings.

Analyze business performance, including:

- Industry dynamics and regulatory trends

- Evaluating country and macroeconomic risk

- Competitive and market position

- Strategy / execution / management of the companies

- Trends in profitability and peer comparisons

- Analyze financial performance, including:

- Understanding accounting standards

- Financial governance and policies

- Analysis of financial ratios and trends

- Liquidity / short-term factors

- Understanding the capital structure of companies

- Assist the primary analyst(s) in the preparation of in-depth financial models - historical and projections

- Prepare comprehensive internal credit research reports and notes covering the aforementioned operational and financial factors.

- Assist primary analyst(s) in preparing publishable credit reports - Process Adherence

- Focus on review / QC, adding analytical inputs, when required

- Create and maintain base level training, process manuals & documentation to ensure smooth execution of tasks

- Adopt the defined processes in day to day execution of assignments

- Identify process improvement avenues and identify value added work

- Strictly practice and follow all Compliance, Confidentiality, and Information Security Policies, Procedures and Guidelines of the Organization.

- Suggest that trading/holding in shares belonging to a Corporate entity/Infrastructure company is prohibited - Client Management / Stakeholder Management

- Build and maintain relationships with S&P team

- Set expectations with clients regarding scope of work, timelines for routine tasks - People Development

- Provide analytical mentoring to junior members of the team

- Implement team-level initiatives

Candidate Profile :

- Prior experience in analysing company's financial and operational performance is a must

- Excellent oral and written communication skills

- Sharp analytical thought process

- Understanding the key industry risks and competitive forces

- Understanding of accounting and financial analysis and concepts

- Positive attitude with qualities of a team player

- Innovative and solution orientation

- Open to new ideas and initiatives

- Ability to build client relations and take a view based on client guidance

- Ability to deal with pressure

Essential Qualifications :

- Two years full-time MBA (Finance) or equivalent OR CA

Preferred Qualifications :

- Two years full-time MBA (Finance) or equivalent OR CA