Crisil - Senior Consultant - Credit Risk

Position - Senior Consultant : Credit Risk

Job Summary :

- We are seeking a highly motivated and detail-oriented Risk consultant to join our team in Mumbai. A successful candidate will have a strong background in credit risk. Understanding of other crucial risks such as Market, Operational, Liquidity, and Interest Rate risk will be beneficial.

Key Responsibilities:

- Work on credit risk consulting offerings, including Expected Credit Loss (ECL), Capital computation, model development and validation, credit policy and process, and risk appetite statements.

- Provide expertise in credit risk assessment, measurement, and management to clients in the banking and financial services industry.

- Provide key support in other risk areas, including Market, Operational, Liquidity, and Interest Rate risk.

- Develop and maintain credit risk models, including probability of default (PD), loss given default (LGD), and exposure at default (EAD) models.

- Validate credit risk models and ensure compliance with regulatory requirements.

- Collaborate with clients to develop and implement credit risk policies and procedures.

Requirements:

- A graduate degree in a relevant field (e.g., Finance, Economics, Statistics, Mathematics) OR MBA from a Tier II or III college, CFA, or FRM certification is beneficial.

- Able to analyze financial templates/ CMA and understand key financial ratios for credit underwriting.

- Understanding the corporate credit underwriting process and understanding of corporate banking products.

- At least 2 years of relevant work experience in the risk domain.

- Familiarity with credit risk concepts, including ECL, Capital computation, and credit risk modeling, Credit Policy and Process Review.

- Familiarity with Market, Operational, Liquidity, and Interest Rate risk.

- Excellent analytical, problem-solving, and communication skills.

- Ability to work in a fast-paced environment and meet tight deadlines.

- Strong attention to detail and ability to work accurately.

Mandatory Skills: Credit Risk, Statistics, analytics, Quantitative, Risk Advisory, Powerpoint

Location: Mumbai, Maharashtra, India

Education Qualification: Grad / PG

Experience: 2 to 6 Years