Crisil - Credit Analyst/Senior Credit Analyst - Large Corporates

Credit Analyst/Senior Credit Analyst - Large Corporates

Role:

Functional Responsibility/Domain Related:

- The role would involve supporting S&P primary analysts, based out of North America, EMEA and Asia Pacific regions, to arrive at/monitor credit ratings for issuers across various industries.

- Analysis would cover surveillance of a portfolio of companies as well as responding to market events that could potentially lead to a change in ratings.

Analyze Business Performance, including:

- Industry dynamics and regulatory trends.

- Evaluating country and macroeconomic risk.

- Competitive and market position.

- Strategy / execution / management of the companies.

- Trends in profitability and peer comparisons.

Analyze Financial Performance, including:

- Understanding accounting standards.

- Financial governance and policies.

- Analysis of financial ratios and trends.

- Liquidity/short-term factors.

- Understanding the capital structure of companies.

Assist the Primary Analyst(S) in the preparation of in-depth financial models:

- Prepare comprehensive internal credit research reports and notes covering the aforementioned operational and financial factors.

- Assist primary analyst(s) in preparing publishable credit reports.

Process Adherence:

- Focus on review/QC, adding analytical inputs, when required.

- Create and maintain base level training, process manuals & documentation to ensure smooth execution of tasks.

- Adopt the defined processes in day to day execution of assignments.

- Identify process improvement avenues and identify value added work.

- Strictly practice and follow all compliance, confidentiality, and information security policies, procedures and guidelines of the organization.

- Suggest that trading/holding in shares belonging to a Corporate entity/Infrastructure company is prohibited.

Client Management/Stakeholder Management:

- Build and maintain relationships with S&P team.

- Set expectations with clients regarding scope of work, timelines for routine tasks.

People Development:

- Provide analytical mentoring to junior members of the team.

- Implement team-level initiatives Candidate Profile.

- Prior experience in analysing company's financial and operational performance is a must.

- Excellent oral and written communication skills.

Sharp analytical thought process:

- Understanding the key industry risks and competitive forces.

- Understanding of accounting and financial analysis and concepts.

Positive attitude with qualities of a team player:

- Innovative and solution orientation.

- Open to new ideas and initiatives.

- Ability to build client relations and take a view based on client guidance.

- Ability to deal with pressure.

Essential Qualifications:

- Two years full-time MBA (Finance) or equivalent or CA preferred