Crisil - Credit Analyst/Senior Credit Analyst

Functional Responsibility / Domain Related :

- Support global Credit Analyst(s) for monitoring and tracking the performance of a portfolio of credits/transactions, and responding to credit events

- Track and understand industry dynamics and regulatory trends

- Track operational performance, which includes evaluation of:

A) Country and macroeconomic risk

B) Competitive position

C) Strategy / execution / management

D) Profitability / peer comparisons

- Track financial performance, which includes evaluation of:

a) Accounting

b) Financial governance and policies

c) Financial ratios and trends

d) Liquidity / short-term factors

- Work on financial models historical and projections, conducting peer comparisons

- Prepare internal credit research reports and notes

- Assist global Credit Analyst(s) in the preparation of publishable credit reports

Process Adherence :

- Follow defined processes in a day to day execution of assignments

- Ensure that new knowledge gained is retained and documented through operating manuals

- Strictly practice and follow all Compliance, Confidentiality, and Information Security Policies, Procedures and Guidelines of the Organization.

Client Management / Stakeholder Management :

- Build and maintain relationships with international clients

- Two years full-time MBA (Finance) or equivalent OR CA

- 1 - 3 years of relevant experience in credit analysis or credit research in Global Markets

- Excellent oral and written communication skills

- Understanding of accounting and financial analysis and concepts

- Positive attitude with qualities of a team player

- Innovative and solution orientation

- Open to new ideas and initiatives

- Ability to build client relations and take a view based on client guidance

- Ability to take ownership and execute tasks independently

- Ability to deal with pressure