Crisil - Credit Analyst - CA/CFA

Job Description:

Role:

Functional Responsibility / Domain Related:

The role would involve supporting S&P primary analysts, based out of North America, EMEA and Asia Pacific regions, to arrive at / monitor credit ratings for issuers across various industries. Analysis would cover surveillance of a portfolio of companies as well as responding to market events that could potentially lead to a change in ratings.

Analyze business performance, including:

- Industry dynamics and regulatory trends.

- Evaluating country and macroeconomic risk o Competitive and market position.

- Strategy / execution / management of the companies o Trends in profitability and peer comparisons.

Analyze financial performance, including:

- Understanding accounting standards.

- Financial governance and policies.

- Analysis of financial ratios and trends.

- Liquidity / short-term factors o Understanding the capital structure of companies.

- Assist the primary analyst(s) in the preparation of in-depth financial models historical and projections.

- Prepare comprehensive internal credit research reports and notes covering the aforementioned operational and financial factors.

- Assist primary analyst(s) in preparing publishable credit reports .

Process Adherence.

- Focus on review / QC, adding analytical inputs, when required.

- Create and maintain base level training, process manuals & documentation to ensure smooth execution of tasks.

- Adopt the defined processes in day to day execution of assignments.

- Identify process improvement avenues and identify value added work.

- Strictly practice and follow all Compliance, Confidentiality, and Information Security Policies, Procedures and Guidelines of the Organization.

- Suggest that trading/holding in shares belonging to a Corporate entity/Infrastructure company is prohibited.

Client Management / Stakeholder Management.

- Build and maintain relationships with S&P team.

- Set expectations with clients regarding scope of work, timelines for routine tasks.

People Development:

- Provide analytical mentoring to junior members of the team.

- Implement team-level initiatives Candidate Profile.

- Prior experience in analysing companys financial and operational performance is a must Excellent oral and written communication skills.

- Sharp analytical thought process.

- Understanding the key industry risks and competitive forces.

- Understanding of accounting and financial analysis and concepts.

- Positive attitude with qualities of a team player.

- Innovative and solution orientation.

- Open to new ideas and initiatives.

- Ability to build client relations and take a view based on client guidance.

- Ability to deal with pressure

Essential Qualifications.

- Two years full-time MBA (Finance) or equivalent OR CA Preferred Qualifications.

- Two years full-time MBA (Finance) or equivalent OR CA

Mandatory Skills:

- Credit Research, Credit Analysis, Report Writing, Large Corporate, Financial Modelling, Financial Statement Analysis, Ratio Analysis.

Location: Pune, Maharashtra, India

Education Qualification: MBA; CA; CFA

Experience: 1 to 3 Years