CreditVidya - Product Manager - User Experience

About Us :

- Every company will be a fintech company - a16z

- Ever since we began our journey in 2013, our aim has been to enable credit for every possible earning individual. Like payments, which has become digital, embedded & ubiquitous in the last 8 years, credit too will become a ubiquitous instrument for a consumers/business owner to transact for various purchases whether it is a vanilla Term Loan to consumer financing to working capital finance. And we are at the forefront of this shift.

- We are one of the top-rated AI companies in India built credit scores, alternate data products using multiple data sources and operate as SAAS for 50+ clients across banking and tech industry.

- We are technology first and build products that help us give asymmetric scale

- We launched embedded credit in 2020 under the brand name Prefer where we deeply embed our solution within large online distribution platform at the time of transaction for consumers via Personal Loan/Consumer Loan and businesses via Working Capital Loans

- We have been recently acquired by CRED

- We have embedded our solution with internet platforms that want to offer a loan product to their users

Our current annualized disbursals as of FY 2022 stand at $100mn

- Our team comes from variety of backgrounds: Experts from NBFC, Bureaus, Banking, Technology, ex-entrepreneurs, co-located, PAN-India, diverse.

From your experience you should :

- Have completed your engineering in Computer Science and MBA

- Have had an overall 5+ experience (2-3 years in product development)

- Have had prior experience in a lending / payments company.

- Have worked in a fast-growing 3- to 5-year-old D2C startup with aggressive yearly targets.

- Enjoy looking into data to understand customer behavior, use analytics tools to find problems, and build solutions to address them.

- Have excellent communication skills and have had the ability to write, articulate, communicate and manage all the stakeholders (business, tech, operations) effectively.

- Have shown obsession and passion in solving customer problems by talking to customers, stakeholders, using tech and design to solve experience and learning from competitive solutions available in the market.

What you will be doing?

- Working in the financial services arm of the business. You can visit our website for details.

- You can be part of either the experience team or platform team depending on your previous experience and your skill set.

- Working closely and managing various stakeholders like business, sales, collections, engineering, vendors, and customers to build product modules that can help scale businesses.

- You will be expected to utilize data to identify gaps and inefficiency in the product and identify solutions that can build to close those gaps.

- You will be expected to become product/feature/technical expert and go to guy for all the product modules that you will be working on

- You will be obsessing about product improvements that will move the needle of the product efficiency and constantly be finding smarter ways to solve product problems which could be short term fixes or long-term solutions.

- You will be expected to write the features requirements, user stories, wireframes and drive product development and align key metrics that will benefit from these developments.

- You will be expected to present to the management about various product initiatives.

What will you get?

Opportunity to build financial services and products for the next billion Good pay. We will pay well enough that money alone would not be a blocker for you joining.

Mentorship and a chance to grow professionally by experts from NBFC, Banking, Bureau, Technology

An opportunity to be part of blitzscaling team and shape the industrys narrative.

A chance to define the company culture, be a stakeholder in how we do things. Don't like something? Make your case; change it.