- Analysis of Financial Statement, Bank statement and other key parameters to check the creditworthiness for Unsecured Working Capital Loan.
- Personal discussion with clients to understand the business model & financial aspects to justify the working capital gap and to establish Creditworthiness.
- Interact with the client, gather requirements, financial statements and other inputs for performing quality Credit analysis and due diligence. (for renewal & new borrowers)
- Checking and appraising proposals, scrutinizing documents including SOA analysis, Cibil analysis ensuring proper KYC etc before sanctioning with proper TAT and Quality and presenting the same to Credit manager/Senior credit managers at HO directly or through Credit team at HO
- To prepareCredit Appraisal Memo (CAM).
Salary offered: 6-12LPA
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