Credit Strategy Analytics Role - Data Analytics

Credit Strategy Analytics

Job Description:

- Through data analytics, supports enterprise-wide projects with a primary focus on the One Acquisition initiative for Credit Acquisitions Program Pillar (retail lending).

- Develop portfolio, product, channel and client level map-over strategies, focused on approval rates, delinquency performance rates and or sales for our clients, dealers and providers based on the requirement.

- Assist as a data liaison for third party vendors involving retail credit acquisition pillar tools supporting the One Acquisition Program.

- Perform pre-implementation strategies and model testing validations and ensure sound strategy governance is executed.

- Ensure execution of retail credit acquisition strategies with post release implementation validation and strategy monitoring.

- Perform ad-hoc analytics as required, delivering results in a timely manner.

- Excellent communication skills in presenting finding, updates and results to senior management.

- Work cross-functionally and collaborate on projects across the organization in a fast paced environment.

- Perform other duties and/or special projects as assigned.

- Work on multiple projects simultaneously. Manage projects independently.

Required Skills/Knowledge:

- Bachelor's degree with quantitative underpinning (i.e., Data Science, Computer Science, Risk, Accounting, Business, Economics, Finance, Mathematics, Statistics, Engineering) with 4+ years of experience in analytic skills and experience in analyzing data utilizing SAS/SQL/MS tools, analytics ideally in support of Risk, Credit, Consumer Lending, or other relevant professional experience and in lieu of degree 6+ years of experience.

- Minimum 4+ years of work experience with advanced SAS programming - SAS Base / SAS Stats / SAS Macros.

- Experience in managing multiple projects, organize work flow, and prioritize work assignments.

- Experience with model governance processes and model validation.

- Ability to communicate and present at all levels of management; synthesizing complex concepts in a simplified manner; all the while, using tact to build consensus and negotiate business solutions.

Desired Skills/Knowledge:

- Hands on experience in Python/PySpark.

- Natural curiosity and passion to drive change in consumer banking.

- Experience collaborating with teams of internal and external technical staff, business analysts, business and IT project managers and software support staff.

- Excellent interpersonal skills in areas such as teamwork, facilitation and presentation to business users or management teams.

- Experience with Waterfall and Agile project management methods and practices.

- Working knowledge of system platforms/tools including Experian Strategy Manager and FICO Model

- Builder Decision Tree.