Credit Saison - Vice President - Wholesale Business

Vice President - Wholesale Business

About Credit Saison India:

- Established in 2019, CS India is one of the country's fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India's huge gap for credit, especially with underserved and under penetrated segments of the population.

- Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. CS India is registered with the Reserve Bank of India (RBI) and has an AAA rating from CRISIL (a subsidiary of S&P Global) and CARE Ratings.

- Currently, CS India has a branch network of 45 physical offices, 1.2 million active loans, an AUM of over US$1.5B and an employee base of about 1,000 people.

- Credit Saison India (CS India) is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact.

- Across its business arms of lending and corporate venture capital, Saison International is committed to being a transformative partner in creating opportunities and enabling the dreams of people.

- Based in Singapore, over 1,000 employees work across Saison's global operations spanning Singapore, India, Indonesia, Thailand, Vietnam, Mexico, Brazil.

- Saison International is the international headquarters (IHQ) of Credit Saison Company Limited, founded in 1951 and one of Japan's largest lending conglomerates with over 70 years of history and listed on the Tokyo Stock Exchange. The Company has evolved from a credit-card issuer to a diversified financial services provider across payments, leasing, finance, real estate and entertainment.

JD- VP-Wholesale:

- Owning up the planning and implementation of deployment under Wholesale lending vertical by carrying out the below.

- Identifying potential partners under this business vertical across asset classes.

- Ensuring a preliminary analysis of the potential partners is carried out in order to finalize on conducting a diligence.

- Anchoring the process of due diligence on the potential partners.

- Closing out the commercial negotiations with the partners and maintaining the yield and revenue targets of the organization.

- Ensuring CAMs along with the financial analysis for the wholesale partners are prepared by the team in a timely manner as well as presenting the same to the Credit Committee members.

- Exploring potential asset classes & structures wherein KSF could venture out in.

- Understanding the credit risk as well as identifying potential red flag events on the wholesale partners and presenting forthwith to the senior management at KSF.

- Ensuring the team exhibits the required urgency towards facilitating closure of due diligence.

- Co-ordinating with the partners frequently; deepening relationships and building a brand for KSF among them.

- Ensuring the team conducts and concludes the quarterly monitoring process for the partners.

- Own up the processes to launch various financial products including but not limited to term loans, NCDs, etc.

- Working with the Wholesale team; managing their daily deliverables and assisting them in coming up the curve with regards to financial analysis as well as due diligences.

Professional Qualifications:

- Should have background of the financial services industry esp. experience of 9-12 years in lending to financial services and corporates.

- Experience in sustained client relationship management experience at senior leadership level.

- Should possess an experience of building newer alliances & should have the flair to grow business volumes by developing a long lasting relationships with the partners.