Credit Saison - Head - Internal Audit

A Neo-Lending Conglomerate here to enable India's credit growth story, Credit Saison India, emboldened by our Global MNC parent, is here to accelerate India's credit growth story: by building a Technology-Led Neo-Lending Conglomerate. Across our verticals, we offer bespoke solutions to meet the various

credit needs of Individuals, SMEs, FinTechs, and NBFCs. Credit Saison India ("CS India"), having been founded in 2018, operates under the registered name Kisetsu Saison Finance India Private Limited as an MNC subsidiary of its parent company - Credit SaisonCo. Ltd in Japan. Across our various business verticals like Wholesale Financing, Co-origination Financing, Consumer Financing, and SME Financing we look towards reaching resilient Assets Under Management ("AUM") of US1bn in record time.

More about us on https://www.creditsaison.in

- Excellent opportunity to work within an employee friendly organization and report directly to the Audit Committee.

Description :

- Lead Internal Audit's change initiative by implementing action plans related to risk assessment and annual planning, audit execution, audit reporting, staff recruiting and development, audit technology and Audit Committee reporting.

- Meet regularly with the Audit Committee to report the status of Internal Audit's ongoing monitoring activities, educate/inform the committee of emerging risks and/or exposures (whether internal or external to the company) that should be considered, and serve as a "thought leader" with respect to risk management and internal control best practices.

- Proactively inform senior management of significant risks or exposures related to internal controls, compliance, and/or governance requiring prompt attention.

- Responsible for formulating the framework for risk-based audit, plan, and strategy for internal audits, management audits, concurrent audits for the organization

- Perform and control the full audit cycle including risk management and control management over operations- effectiveness, financial reliability and compliance with all applicable directives and regulations

- Determine internal audit scope and develop annual plans

- Defining areas to be audited and methodology.

- Develop policies and procedures for Internal Audit and ensure that audit manuals are up to date.

- Review the organisation's operational and control mechanisms and recommend improvement of systems and procedures.- Prepare and present reports that reflect audit's results and document process

- Act as an objective source of independent advice to ensure validity, legality and goal achievement

- Identify loopholes and recommend risk aversion measures and cost savings

- Document process and prepare audit findings memorandum

- Engage to continuous knowledge development regarding sector's rules, regulations, best practices, tools, techniques and performance standards

- Present executive summary to Senior Management and to Directors.

Profile :

- Qualified CA with 15+ years of post qualification experience in audits, risk and compliance.

- Possess experience in co-lending audits, financial & technology audits

- Sound understanding of laws and statutory regulations pertaining to financial management, operations, audit and compliance preferable.

- You should also have a proven track record of influencing individuals to drive results and good communication and presentation skills