Credit Role - Mid Corporate - Bank

Hiring for a renowned private bank

Key Responsibilities:

Credit Analysis:

- Conduct thorough financial analysis of mid-sized corporate clients, including the assessment of financial statements, cash flow projections, and industry trends.

- Evaluate the creditworthiness of clients by analyzing their financial performance, capital structure, and market position.

- Prepare detailed credit proposals and present findings to the credit committee for approval.

Risk Assessment:

- Identify and assess the risks associated with lending to mid-sized corporate clients.

- Monitor the ongoing creditworthiness of existing clients through regular reviews and analysis of financial updates.

- Recommend appropriate risk mitigation strategies and credit structures to minimize potential losses.

Portfolio Management:

- Manage a portfolio of mid-sized corporate accounts, ensuring adherence to the bank's credit policies and procedures.

- Monitor the performance of the portfolio, identifying potential problem accounts and taking proactive measures to manage and mitigate risk.

- Work closely with relationship managers to maintain a balanced and profitable credit portfolio.

Shruthi Acharya
Skillventory