Posted By
Posted in
Banking & Finance
Job Code
1017201
The role is expected to use analytical tools to identify opportunities to grow overall assets as well as manage risk. It involves managing risk management framework across customer lifecycle - acquisition, portfolio management and collections, across retail lending products.
Responsibilities :
- Design, analyze, monitor credit risk strategies for different loan products such as personal loans, auto loans, etc.
- Identify the opportunity areas for portfolio growth and pro-actively communicate with stakeholders
- Collaborate across other risk functions (example - technology, product, etc.) to implement the analytical decisions
- Understand existing underwriting rules, strategies and replicate them in business rules using SAS/SQL
- Design and analyze income, employment, fraud verification strategies
- Develop, maintain and improve risk policies, strategies, processes and procedures within the assigned function
- Utilize application, bank and bureau information to derive business insights
- KPI generation, tracking of risk and delinquency metrics for portfolios using SQL/Tableau
- Revamp pricing strategy changes and launch A/B test to monitor impact and performance of the change
- Set up the process to run eligibility conditions for marketing campaigns such as cross - sell, etc.
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Posted By
Posted in
Banking & Finance
Job Code
1017201