Credit Risk Role - Retail Segment - NBFC

Leading NBFC in Mumbai

Role - Credit Risk - Retail

Location - Mumbai

Experience - 1+ Years

Qualification - Graduate/ Post Graduate

JD :

- Preparation and Review of the loan portfolio with risk insights on controlling the delinquency and presentation to the stakeholders.

- Reviewing the Early Warning Signals based on portfolio performance and develop models for ascertaining the propensity of default.

- Scorecard development and maintenance including deployment accuracy, validation, monitoring, quick deployment in scoring engines.

- Perform Stress Testing on the components of the loan portfolio and securitization portfolio and highlight potential risks to the stakeholders.

- Monitoring the Guardrails and Risk Appetite Statement approved by the committees.

- Developing and managing the Hindsighting activity of the Retail portfolio.

- Reviewing existing and enhancements in credit policies and provide recommendation to mitigate credit risk

- Engage in other related activities for mitigating credit risk of the portfolio