Posted By
Posted in
Banking & Finance
Job Code
1448389
Hiring for the largest NBFC
Job Purpose:
The objective of the role is to be responsible for managing and overseeing the approval process for the corporate funding proposals. This role involves risk assessment of various proposals for various customer segments, authorizing deviations, maintaining portfolio quality and leading a team of risk analyst. Identify key risk in the proposals and mitigants if any. To ensure portfolio quality is maintained with acceptable credit cost and portfolio is well diversified.
Key Responsibilities:
Risk Evaluation of the proposals:
- Understand structure of the transaction and identify key risk and mitigants.
- Analyse group financial strength and weakness
- Having deep understanding of various industries
- Experience in managing various structure products like NCD, PTC, Promoter level funding, Sub Debt/PDI etc
- Dealing with senior professional of large/Mid corporate client and maintain relationship
- Providing inputs to business team to ensure that transaction structure is strong and also help them in initial go /no go on the structure
Portfolio Monitoring:
- Identification of Early warning signals to earmark stress accounts and initiation of exit from stress accounts
- Proactive monitoring of portfolio for control over credit costs.
- Portfolio level reviews
Policy Formulation:
- Drafting of credit and risk policy for corporate finance. Work closely with business and credit for finalization of policies.
Credit Program Development:
- Engage in the development, implementation, review, and monitoring of various credit programs to support business growth.
- Participate actively in adoption of digital processes and automation.
- Provide guidance to the team and ensure the quality of the portfolio.
Compliance:
- Ensure strict compliance with all audit, regulatory, and company regulations, processes, policies, and reporting systems.
- To ensure that all the audit queries are resolved in time with proper justification
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Posted By
Posted in
Banking & Finance
Job Code
1448389
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