Credit Risk Role - Asset Reconstruction Distress - BFS

Role Definition :

- The incumbent will be part of Credit Risk COE at Global Risk Group

- Effectively review credit risk policies for different asset classes and different SBUs

- Second level of screening of credit proposals for Distress Alternative Investment Funds and Asset Reconstruction Business

- Carrying out stress test and scenario analysis for the existing portfolio to gauge the potential impact of credit events

- Conducting credit risk analysis for the existing portfolio

- Constant updation of industry developments

- Developing a model for early warning signal

- Competition Analysis, Sharing best practice

- Preparing risk registers, risk reports and updates periodically, to monitor key risk indicators

Functional Skills :

- Knowledge of underwriting large loan/investment proposals on multiple industries.

- In depth knowledge of cash flow, balance sheet analysis, ratios, etc.

- Ability to dissect structures of credit proposals, identify gaps and suggest mitigations.

- Should have worked in similar roles earlier

- Knowledge of Risk assessment, risk mitigation, risk event management techniques.

Soft Skills :

- Good Communication skills

- Goal oriented, highly motivated and engaged person

- Analytic ability to understand the diverse complex business issues, identifying root causes and recommending solutions.

- Quality - high standards and controls, strong facilitation and negotiation skills.

- Effective interpersonal skills for interfacing with senior and line management.

- Good leadership skills in motivating review team members comprising colleagues within different SBUs and Enterprise functions.

Preferred industry : ARC/Alternative Investment Funds/ Private Equity

Individual Contributor.