Credit Risk Professional - BFS

- Highly analytical in Review of Credit Portfolio and recommending appropriate actions.

- Review of Industry Risk and preparation of related reports.

- Computation of Base rate.

- Experience in underwriting of credit, preferable.

- Basel II implementation and computation of CRAR.

- Relevant exp. In implementation of Basel II - IRB approach.

- Computation of PD, LGD and EAD for Corporate and retail exposures.

- Development and validation of Ratings/ Scoring models.

- Developing Risk based pricing methods.

- Hands on experience in risk rating models and system support for Capital adequacy computation.

- Stress testing of Credit Risk - Sensitivity and Scenario analysis.

- Preparation of ICAAP and relevant policies and documentation relating to implementation of Basel II guidelines.

- Proficient in MS tools.