Credit Risk Policy Role - Bank

Wholesale Credit Policy

- Managing the Bank's Credit Risk Policies

- Prepare and maintain the various policies of the Bank in accordance with RBI guidelines and best practices in Risk Management

- Prepare and Maintain CAM's and Spreads for Credit Underwriting

- Conducting Sectoral reviews and managing and monitoring sectoral limits

- Dashboards, Reports for the Top Management, Board, Risk Committees

- Keep abreast with regulatory guidelines and prepare analysis of the same for the Senior/Top Management as required.

Functional Skills

- Strong proficiency in Excel, Word & Power-point.

- Strong understanding on Corporate Credit, Underwriting

- Should have experience towards working in credit underwriting, credit risk management, risk monitoring, credit policies.

- Knowledge of major Risk Management Guidelines (Master circulars on Credit, Risk Management by RBI),

- Hands-on experience in working on credit proposals, policy drafting, Credit risk reviews.

Non-Functional Skills

- Strong organizational, multitasking and prioritization skills.

- Attention to detail and ability to work independently.

- Ability to work with cross-functional teams.

- Strong written and verbal communication skills

- Strong interpersonal and relationship building skills; ability to work effectively with top and senior management, risk and business units.