Credit Risk Manager - Banking

About the Company:

- The client is a platform in the financial services sector in India.

- As a leading player among India's NBFCs, its business model is diversified across offerings, sectors, products, geographies, and borrower segments.

- It's technology focused approach and its risk management framework enable it to offer a rich product suite to its target segments.

JOB DESCRIPTION:

- Pre- Investment: Due diligence on Business Model, Operations, Financial and Governance Aspects.

- Post-investment: Periodic credit analysis & risk monitoring of portfolio entities, Early warning signals or signs of deterioration in Credit risk.

- Visiting partners and interacting with their top management and functional team to understand updates in business model, identify potential risk areas, change in management etc.

- In case of risks identified, recommendations on possible mitigants

- Performing periodic credit analysis for client onboarding approvals, limit enhancements, drafting covenants on Term-sheets across products.

- Adding to understanding of asset classes to which Northern Arc has funded, with a focus on identified sectors (Climate - EV & Renewable and Healthcare) by way of research, blogs, or any secondary study and adding value to the Due Diligence process done along with Origination team.

- Monitoring sector level risks and recommending necessary actions at entity and sector level as well as engaging with other stake holders such as the investors, credit bureaus, etc